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Concerns
about insurance for ex-offenders
Released 1st
December 2008 Summary:
UNLOCK
The National Association of Reformed Offenders issued a press statement about
the problems of ex-offenders obtaining insurance. jml insurance have concerns
about this issue. Following
the UNLOCK release in November Delite Insurance Agency listed several scenarios
that they had been involved in for ex offenders and their families. Philip
Suter of jml Insurance said" I was very concerned when I looked at some of the
situations illustrated. The fact that someone with a minor criminal conviction
living at his / her parent's house could suddenly find that come the time the
parent went to renew their insurance an insurance company could after many years
might no longer want to cover them because of the family member". Neil
Cook of the Delite Insurance Agency has been involved with sourcing insurance
for ex offenders and their families for a number of years and this also includes
Northern Ireland. Delite
are members of BIBA - The British Insurance Brokers Association and are on the
SELECT BIBA panel of referrals because of their specialist areas and particular
expertise that they can offer consumers. Neil
Cook said" We are here to help those gain insurance cover through our contacts
when many providers cannot help at premiums that can be far lower than you would
expect" He
went on to say "We treat every client as a individual and can offer cover no matter
what problems they have including those who live in Northern Ireland, this makes
our service truly unique. We
have helped thousands of people with convictions get their lives back together
not just by arranging cover after disclosure but also with positive support and
advice. No longer do you have take cover after avoiding mentioning the convictions
then praying nothing goes wrong." jml
Insurance.co.uk has been working with Delite Insurance for over 18 months said"
It is most beneficial to visitors to the jml Insurance site to find non standard
products like Ex offenders insurance and Northern
Ireland Residents Insurance that not only covers ex-offenders but people living
in Northern Ireland who are Landlords and Tenants, car and van owners or who want
flood damage property and household insurance. On
the jml insurance.co.uk site the customer searching for insurance accesses main
providers site like Delite Insurance, HomeLet,
Endsleigh, Intasure
and Insurance4carhire and goes straight
into the particular insurance company advertising own site. This means that as
introducers jml Insurance do not have any dealings whatsoever with any customers
and that all dealings are solely with the insurance company that the customer
has purchased insurance from. Ends Company
Information jml
Insurance.co.uk is part of jml
Property Services, the trading name of Jeffrey
Milner Ltd. The company is an UK based company that was established in 1979.
jml insurance acts as an introducer for insurance companies selling property insurance
including landlord and tenant rental products, pet insurance, wedding insurance,
motor insurance, car hire excess insurance, travel insurance and non standard
insurance products. They also operate jmlvillas.com
an online marketing service for owners of holiday home property to advertise and
are part of the jml Group
that includes jml Training
and Consultancy. ©
jml Property Services December 2008
Looking
for Ex-Offenders Insurance? CLICK
HERE
See
Also: and... October
14th 2009: Seven million warned of insurance
trap - Millions of people could be paying for worthless home insurance because
of a loophole over past convictions, it was claimed yesterday - jml Insurance
Blog November
2008: Call to unlock access to insurance for reformed
offenders- The insurance industry is failing reformed offenders who are seeking
entry to basic financial security, according to Chris Bath of the offender charity
UNLOCK. June
2008: Ex-offenders
charity speaks out over industry policy of exclusion The aggregator market has
been criticised for failing to make it clear to ex-offenders that they must declare
convictions. The criticism followed the launch of a campaign by charity Unlock
- the National Association of Reformed Offenders - to remove the blanket exclusion
by most insurers for people with convictions, and to introduce risk assessments
to create more suitable policies for ex-offenders. NEWHOPE
- Insurance information for those with a Criminal Conviction or families of those
with criminal convictions Insurance
for reformed offenders - Ex Offenders insurance
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