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This
is an article by an independent author and jml
Insurance takes no responsibility for its accuracy or content
Don't forget to renew your Travel Insurance before you book
a trip
Many
people take out annual travel insurance either individually
or for a couple or family. The great thing about this is that
you have peace of mind and if you are taking holidays throughout
the year you don't have to keep on buying new insurance. This
is rather like when you take out an annual car
hire excess insurance policy.
The
insurance provider would normally notify the policyholder
that the policy is about to expire and if it is not renewed
then cover will stop immediately. These reminders would either
be by post or by email.
People
often leave it till the last minute or till after they have
just booked a break for a few days away several weeks in advance.
In the intervening period they would remember to renew the
policy
What
happens if you foreget, you have made a flight / ferry booking
and have an accident before you travel? You are going to have
a bit a problem. This occurred recently with someone I know
where the flight was booked, it was not going to be till a
month later, but the traveller forgot to renew or take out
the family travel insurance.
A week or so after the booking was made one of the family
had an injury whilst playing cricket on a Saturday afternoon.
Two days earlier the Travel
insurance had expired and it looks like this
person won't be able to fly in three weeks time because of
the injury. This means that they will not be able to claim
this time.
Always
renew your Travel Insurance when you get the reminder. It
should then be effective from the date of renewal and if you
make a holiday booking you should be covered.
If
you are making a holiday booking and you don't have an annual
policy, make sure you immediately take out Travel Insurance
cover. You never know what is around the corner and you could
easily trip over your favourite garden gnome ten minutes after
booking, injure your leg and not be able to get on the plane
the following week.
August
2009 Philip Suter
The
information supplied on this page is by a third party and
jml Property Services do not take any responsibility to its
accuracy ©jmlpropertyservices 08/09
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