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jml Insurance associate helps 36 property flood damage property owners in Birmingham
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jml Insurance associate helps 36 property flood damage property owners in Birmingham


Released 22nd May 2009

Summary: Neil Cook of Kay International who works with jml insurance has sucessfully helped 36 property owners in Birmingham who have suffered severe flood damage

Flooded property insurance expert Neil Cook of Kay International plc has helped the 36 property owners of a private housing estate near Birmingham which suffered substantial flood damage in the July 2007 Floods

Although after a battle with the existing insurers they did get an alternate quotation of nearing 15,000 which was doubled from the previous year, in addition to which the flood excess was 10,000 which was not acceptable to the various mortgage lenders so in truth as well as the anguish faced by the home owners clearing up after the flood damage they were put in a situation whereby the premiums were a struggle and the Flood Excess made the properties Unmortgagable and unsellable.

Neil Cook saved the day by getting an in principle quotation within moments and this was accepted by the Directors of the Residents Association. The premium was in fact just over half with a sensible acceptable flood excess.. With a Guarantee that the cover will transfer to any new buyer is the only broker to offer this guarantee.

Please do remember that if your residential or commercial property suffered flood damage, whilst the Government insisted the existing insurers should continue cover after a flood. No one has discussed the full terms to be offered, inevitably, yes cover is provided. But the premiums vastly increases with high flood excesses and they don't normally expect cover to pass to the buyer so in truth you will be left with a worthless property.

Neil Cook said " So do not fear it is still worth asking for an alternate quotation as the insurer who handled the flood claim owes you no loyalty do not be forced into paying a vast premium after a flood claim no matter how large the amount of the claim"

The same criteria also applies to properties that have suffered subsidence or have been underpinned. Neil Cook can be contacted via dedicated link with Kay International at the jml insurance website www.jml-insurance.co.uk

Ends...

Company Information

jml Insurance.co.uk is part of jml Property Services, the trading name of Jeffrey Milner Ltd. The company is an UK based company that was established in 1979. jml insurance acts as an introducer for insurance companies selling property insurance including landlord and tenant rental products, pet insurance like Animal Friends Insurance, wedding insurance, motor insurance, car hire excess insurance, travel insurance and non standard insurance products. They also operate jmlvillas.com an online marketing service for owners of holiday home property to advertise and are part of the jml Group that includes jml Training and Consultancy.

jml Property Services May 2009

See also:

German insurance company pays the price for recent flooding - June 2013

Floods put UK property at risk - November 2012

Floods and more flooding in Britain - June 2012

Are you looking for insurance in a flood area? - May 2012

Will all this rain cause flooding? - April 2012

Flood Risk Warning from HomeLet Landlord and Tenant Insurance - March 2012

Insurance companies offering flood insurance cover - February 2012

Insurance bill for October 2011 floods in Ireland reaches 127 million - February 2012

Flood Insurance - Questions and Answers - November 2011

More flooding in the South of France kills 3 - November 2011

Flooding causes chaos in Dublin - Ireland - October 2011

Flood Risk Home Insurance - October 2011

Chippen Campden flood letter - October 2011

Flooding in Goole east Yorkshire - August 2011

Flood damaged Property Insurance might soon be needed again - July 2011

Problem property building and contents insurance solved in high risk flood area post code Zone - July 2011

Flooding Memphis as Mississipi River crested 48ft in USA - May 2011

A testimonial for flood cover insurance - April 2011

Flood victims in Cumbria may not be able to get insurance cover - March 2011

Insurance premium increases after claim for flooding - January 2011

Flood Victims - January 2011

Mary Dhonau resigns from the National Flood Forum - December 2010

Councillor wants to build houses in flood risk area in Clare County Ireland - December 2010

Drying Flooded Buildings -DCLG December 2010

UK flood damage costs up 200% - November 2010

Double Whammy for Flood Victims - November 2010

Flood Line Action Groups Help is here - October 2010

Insurance expert helps a lady in Ulverston, Cumbria - October 2010

NEWHOPE Insurance information for ex-offenders & those with a criminal conviction


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Flood Insurance Products March 2011 - a selection of flood defence products - Click on logo below for more information

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See also:

Drying Flooded Buildings -DCLG November 2010

UK flood damage costs up 200% - November 2010

Policy holders face the backlash of the floods - June 2010

ABI calls for flood defences spending to help boost economy - November 2008


 

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See Also

Insurance Industry Press Releases -2008

Insurance Industry Press Releases 2001 -2007

Independent insurance Articles

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jml villas.com / euro-rentavilla.com Media Coverage

jml Training and Consultancy Press Releases



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