xx
Select Insurance Product Here
Insurance Article
Advertising
  Insurance Product Locator
  Use this Search facility or select from the Menu below
site search by freefind
Home
 

Landlord Rental Insurance HomeLet - Rentguard - Intasure -

 

Tenants Rental Insurance HomeLet - Rentguard-

  Buy to Let Landlords Insurance
  Holiday Homes Property Insurance & UK & Overseas Property Insurance
  Second Home Property Insurance including chalet/cabin
  Home & Contents Property Insurance for the UK including Listed Buildings
 

Blocks of Flats Insurance

  Business Insurance
  Northern Ireland Residents Insurance
 

Bicycle Insurance

  Car-Bike-Van- Caravan-Taxi- Motor vehicle Insurance
 

Holiday & Travel Insurance

Gap Year Backpacker Insurance
Car hire / van hire / motor home hire excess insurance
Car Hire / van Hire / Motorhome Hire / Minibus Hire Excess Insurance from Questor

Pet Insurance

Business Insurance

Wedding Insurance

Boat Insurance

Health and life Insurance
  Other Insurance
 
Advertising

Self drive hire vehicle company rental insurance

Indemnity Insurance For Landlords By Don Suter

As a property owner it is essential to protect yourself from the potential legal claims that could be made by tenants, contractors and members of the public who are injured whilst living in or visiting your property.

All landlords are at risk of being sued if found to be negligent or in breach of their duty of care. For example if a tenant were to trip and fall on a broken step, they would be able to sue the landlord for damages and in the age of 'no-win no-fee' legal cases, this type of action is becoming increasingly popular.

Minimise the risk

The best way to avoid legal action is to try and minimise the risk. Essentially it is up to the landlord to ensure that the property is as safe as possible. This includes fixing broken steps, shelves and cupboards, testing electrics and reducing fire hazards.

However, this does not eliminate risk completely and the last line of defence should be liability insurance.

Property owners' liability insurance

Liability insurance enables the landlord to meet any costs or damages awarded to a member of the public if they suffer an injury following an accident on or from the owner's property.

Getting insured

Often specialist landlord's insurance providers will provide liability insurance as part of the main package, but it is a good idea to check your policy to ensure that you are covered.

If you are not covered, you may want to consider taking out liability cover or changing to a new policy that includes this cover.

Don Suter is Managing Editor of the UK Property Portal (http://www.ukpropertyportal.co.uk), an online directory and magazine for UK property sales, rental, surveyors, mortgages, conveyancing, property insurance, removals, news, investment and development

Find out more about property insurance and get an online quote.

Article Source: http://EzineArticles.com/?expert=Don_Suter

The information supplied on this page is by a third party and jml Property Services do not take any responsibility to its accuracy ©jmlpropertyservices01/06

Back to Insurance Articles

________________________________

Looking for Landlords Insurance ? Click on the Homelet logo below and get an immediate competitive quote on line from one of the UK's biggest rental property insurance specialists.

 

________________________________

 

Property Insurance

__________________

UK main residence Property Insurance

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Contact Us | Privacy Statement | Terms of Use | Site Map| About us | jml Property Insurance Press Room

jml Property Insurance.co.uk /jml Property Services acts purely as an online web promotion service for insurance companies. We are not insurance brokers and are unable to offer advice or deal with any of our advertisers enquiries. It is not an insurance comparison price website.. All dealing must be with the insurance company that you will gain access to via a link from this website. jml Property Services are unable to give advice either verbally or in writing regarding insurance or assist with changes to insurance policies that you have taken out. You must contact the insurer direct. We are therefore unable to provide any quotes ourselves as we would be breaking the law.

Please note: The General Data Protection Regulations May 25th 2018 - Please note we do not collect any personal information from visitors to this website. Links to Google Analytics were removed in March 2018.


IMPORTANT NOTICE: By continuing to use this website you shall be deemed to be bound by and to have accepted our Terms of Use - Privacy - Cookies

jml Property Services is a trading name of Jeffrey Milner Ltd - PO Box 80 - Princes Risborough - Buckinghamshire - HP27 0WA - England - Established 1979

© 2004 - 2018 jml Property Insurance - Regularly updated - All rights reserved

Find us at | | |