Tenants Insurance (Click
on logo for more information from these providers and follow the link into their
websites)
Homelet
 e
| Letsure
|
Endsleigh
| Rentguard 
|
| Rentshield
Direct 
|
|
n 
Instant
online quotes and immediate cover. Pay monthly or annually.
Insurance
for Tenants (including Students)& Landlords - Pay by Credit card or Direct
debit.
Face
the facts..... Did you know that domestic burglary accounts for 8% of all
recorded crime in the UK? Are you covered in the event of a burglary? Most
tenancy
agreements state that it is the tenants responsibility for any damage to their
landlords property. Are you covered? Over
100,000 bicycles are stolen every year. Thieves love them because they can be
sold easily and anonymously. Are you covered? 
Is
your laptop insured?
The
average cost of a student burglary is £900. The most commonly stolen items
are personal laptops / computers and other electrical goods. Are you covered?
Is
your Landlord going to keep your deposit? Are you covered? If
you are renting a property the insurance that the owner has will probably not
cover your own belongings. You should take out your own contents insurance.
See
section further down this page - Tenants
Contents Insurance Zurich
Insurance claims that UK Tenants are gambling with their possessions March 2008.
See
article The
top five tenant’s contents claims - August 2010. See
article 
Homelet
tenants insurance HomeLet
provides a range of insurance and other related products for tenants: Tenant's
Contents Insurance+ will
allow up to three people who are employed to share the same policy. New prices
- Minimum cover now much higher - Some high risk areas are now in lower risk bands
| Standard
Cover - Contents & Personal Possessions in your home. |
Additional Cover
- loss or Accidental damage to personal possessions anywhere. |
| What
if I’m in shared accommodation? If you share or sub-let the home, each
tenant will require separate cover.( bedsits - student lets etc)
| 
Pedal Cycles
- with an individual value exceeding £200 each
| Spread
your insurance premium costs - pay monthly Click
Here for Premier Homelet Specialist Tenants Insurance - Instant Online Quote 
HomeLet
is a trading name of Barbon Insurance Group Ltd, Registered Office: 4-9 Highview,
High Street, Bordon, Hampshire, GU35 0AX, England who are authorised and regulated
by the Financial Services Authority in the UK. Their FSA Register number is 308724. Remember:
Homelet
Tenants insurance policies are portable so if you move from one part of the country
(UK) you can take it with you. Contact Homelet for conditions. Homelet
Tenants Insurance Page Here HomeLet
releases a new Tenant's contents insurance product available via jml insurance
Here Top
of Page
Endsleigh
tenants insurance Tenants
Endsleigh
provides specialist cover for those people living in rented accommodation. 
- Cover
available from just £3,000 worth of contents
- An
individual / couple's possessions can be covered within a multiple occupancy property
- Cover
for landlord's contents for which you are legally responsible for
- Option
to cover personal effects away from the home
- Option
to pay monthly
Bicycle
Insurance Endsleigh
offers specialist insurance to cover your bike against theft and accidental damage,
whether you own a mountain bike or family shopper. 
- Cover
against accidental damage and theft in the UK
- Up
to 30 days cover in Europe automatically included
Student
Possessions Endsleigh
is an independent insurance intermediary operating a panel of insurers for both
motor and home insurance. In addition, Endsleigh offers a range of specialist
insurance products including landlord, rent guarantee, tenants and bicycle insurance Endsleigh
is the only provider endorsed by the National Union of Students
- Cover
available from just £2500 worth of contents
- New
for old cover available
- Cover
for walk in thefts
Endsleigh. Endsleigh Insurance Services Limited is authorised and regulated by
the Financial Services Authority. This can be checked on the FSA Register by visiting
its website at www.fsa.gov.uk/register/home.do
Endsleigh Insurance Services Limited. Company No: 856706 registered in England
at Shurdington Road, Cheltenham Spa, Gloucestershire GL51 4UE Top
of Page
Rentshield
Direct tenants insurance Rentshield
Direct - Tenant Insurance When
renting a property, it makes sense to protect against the unexpected... And,
as a tenant you are responsible for insuring your own possessions. But did you
know that you are also liable for any damage you cause to your landlord's buildings
and contents? From
as little as £8 per month, you can cover all the above and protect your deposit!
Our
targeted policies are designed specifically for tenants, to protect not only your
belongings and deposit but also accidental damage to the landlord's property (for
which you are responsible!). You
will be quite surprised how little it costs to cover you against so many everyday
perils
 Contents
Insurance for Tenants - Download
Information Here
Rentshield
Direct Ltd is authorised and regulated by the Financial Services Authority. Registered
in England No - 5616550 Rentshield Direct, Rentshield House, Unit 9, Broadmeadow
Industrial Estate, Teignmouth, TQ14 9AE Top
of Page
Rentguard
tenants insurance
Rentguard
Insurance BE
CONFIDENT... YOU'RE COVERED! Rentguard
Insurance has years of experiences specialising in Landlord and Tenants Insurance.
We are confident to provide you with the most comprehensive Tenant Insurance at
extremely competitive rates that fits your needs. Our
Special Features: - Policy
documents sent out within 24 hours
-
Typical Savings of 35% on all policies
-
Instant Quote & Buy Online 24/7
-
Single or Block Schemes
-
Excellent customer services
Our
Tenants Insurance: - Tenants
Contents Insurance
Our
policy is available for all residential tenants (including students) living in
any properties of all sizes throughout the UK. All standard perils are covered.
Features: - Accidental
Damage Cover
-
Accidental Loss of Oil and Metered Water
-
Temporary Removal
-
Alternative Accommodation Cover
-
Tenants Liability to the public up to £2,000,000
-
Personal Possessions Cover worldwide (up to 60 days)
Rentguard which is a trading name of RGA Group Ltd, authorised and regulated by
the Financial
Services Authority. Registered in England No. 4302819. BIBA membership no:
4733 Top
of Page
Tenants
insurance Tenants
Contents Insurance from Letsure is
designed to cover the type of problems that can crop up when renting a property,
including protection if you are found to be liable for injury to other people. You
might be surprised to know that your landlord cannot be responsible for insuring
your possessions or that you could even be liable for any damage you cause to
your landlord’s goods. To provide you with a solution, we offer contents
insurance specifically designed for tenants. Tenants
Contents Insurance covers: - Cover
is available up to a sum insured of £30,000 online. Should you require a
higher sum please contact us on the number above.
- new
for old cover;
- accidental
damage cover (optional);
- include
your landlord's goods up to £2,500 (with accidental damage cover option);
- employers
liability cover;
- personal
and occupiers liability cover;
- contents
covered whilst moving home if professional removers are employed;
- cost
of alternative accommodation paid (up to 20% of the contents Sum insured) if your
home becomes uninhabitable following an insured occurrence.
- cover
is available for personal possessions normally carried or worn, away from the
home, extends to worldwide cover for up to 60 days a year
- *monthly
premium payment option available
*
Subject to terms and conditions Letsure
Tenants insurance
Letsure
Ltd who is authorised and regulated by the Financial Services Authority (FSA).
Letsure's FSA registration number is 313817. Letsure Ltd Registered in England
No. 03010153 - Registered address: 4-9 Highview, High Street, Bordon, Hampshire,
GU35 0AX, England Top
of Page
New
to letting or renting? Take
a look at our landlords
advice and tenants
advice guides
Tenants
Contents Insurance
Tenants very often overlook this, especially those who have never rented before.
To a tenant who has just paid the first months rent plus a deposit and administration
fees in order to move into the property, insurance is the last thing on their
mind. Recent studies have shown that less only 1 -20 tenants have any contents
cover at all. Although
a conventional home contents policy will give a basic degree of cover for most
insured perils it is not specifically designed for tenants and there can be some
major gaps in the cover you need. Often the minimum sum you can insure for will
be far in excess of what the tenant needs, typically a minimum of £10,000 - £12,000.
 
Most specialist
tenant policies will provide the tenant with cover starting from £2,500 upwards
and will usually cover accidental damage that you may cause to the landlords fixture,
fittings, buildings and contents. Should the tenant accidentally damage the carpet
with a wine stain or hot iron or a work surface with a hot pan mark, these events
will be covered. Usually the tenancy agreement will make the tenant legally liable
for such damage, any damage found at the time of the check-out will be deducted
from the deposit or security bond. If the tenant has adequate insurance these
events will be covered, thereby protecting your deposit.
If a Tenant has a loss through, burglary, fire, flood or other insured peril,
which has damaged their contents and have no insurance for their personal possessions
they are then left with the cost of replacing the items themselves.
Any items of personal property (clothes, furniture, computers etc) a tenant takes
into the property it is their responsibility to insure. Most policies will give
an option for basic cover which can usually be extended to cover high risk personal
items which are taken outside the home, on holiday or Worldwide i.e. Cameras,
sports equipment, clothes, jewellery etc.
In certain high-risk inner city post codes there will usually be a requirement
to have minimum-security locks on doors and accessible windows. Do also take into
account the conditions of insurance policies, regarding keeping windows and doors
secured when the Tenant is not in the property. For further information click
on the appropriate insurance company logos on this page. N.B.
This information should not be relied on for accuracy and is presented here without
the responsibility of jml Property Service and the website it is being displayed
at. ©jml property Services 12-04 Top
of Page SEE
Security Tips for Property Owners
Zurich
Insurance claims that UK Tenants are gambling with their possessions - survey
results published March 2008. According
to Zurich Insurance UK tenants are gambling nearly £8 billion of personal possessions
by not protecting themselves against crime or bad weather. They
have reported that almost a million private tenants representing 37 per cent of
those surveyed confessed that they have no home contents insurance even though
the fact that a third said they estimate their personal possessions to be worth
more than £10,000 in value. Some have individual items worth over £1,500. In
the survey, 22 per cent admitted it would take over two years to replace all of
their possessions if they were damaged or stolen. A third thought that they would
never be able to afford all of their personal belongings. In
the survey one in ten tenants who do not have insurance believe that their landlord's
insurance policy covers their contents which would very rarely occur in reality.
A quarter
of those surveyed believe that their risk is simply not high enough to make insurance
worthwhile. The
survey found that other financial commitments take priority. These are paying
bills fifty six per cent - debt repayments thirty six per cent - pension contributions
twelve per cent. Other reasons for not taking out contents insurance were preferring
to spend money on holidays, new clothes and socialising. Steven
Gilbert Zurich Insurance's home underwriting manager said" Home contents insurance
is often seen by tenants as non essential. Be it funding other financial priorities,
their lifestyles or even perhaps saving to get a foot on the property ladder themselves,
they need to be aware that not having insurance could cost them dearly in the
long run - especially if faced with the daunting prospect of replacing all their
possessions". Top
of Page
Going
away on holiday / traveling? Click
here for details about Travel insurance 
ARE
YOU GOING TO COLLEGE OR UNIVERSITY IN THE UK? Did
you know that they can get insurance for your rental room, flat or house?
CLICK
HERE for more information
Student
Insurance Services Top
of Page | 
